Lenders deposit their crypto assets into a liquidity pool and collect interest. Borrowers put cryptocurrency as collateral and can borrow against it. Smart contracts automatically manage interest rates, repayments, and liquidations.

No third party – Decentralized with full automation. Accessibility – Open access to anyone with an internet connection. Higher profit – Guarantees financial returns to the lenders. No risks – Secure and transparent transactions using smart contracts. Instant loans – Collateral is the only criteria. There are no credit checks.

We provide DeFi lending platforms on Ethereum, Binance Smart Chain (BSC), Polygon, Solana, Avalanche, Tron, and others.

Collateralized loans – Involves a borrower locking crypto assets as collateral against the loan. If the value of borrowed crypto falls out of range of the collateral, liquidation has to take place. Uncollateralized (Flash) loans – Borrowers can take loans without a collateral basis, but they are meant to be paid back in one transaction block (this is often employed for arbitrage trade and others).

Interest rates change dynamically according to market demand and supply. Two types:
🔸Fixed Interest Rates – Are predefined and remain constant.
🔸Variable Interest Rates – Are always changing depending on certain conditions about the liquidity pool.

We deploy numerous security precautions, like:
– Smart contract auditing – Identification of vulnerabilities and repairs.
– Multi-layer encryption – Protection of user data and transactions.
– Decentralized governance (DAO) – The community makes decisions.
– Automated risk management – Mechanisms of liquidation in the event of a bad loan.

Absolutely! We ensure interoperability and build cross-chain compatibility between:

– Crypto wallets (MetaMask, Trust Wallet, Wallet Connect, etc.)
– DEXs
– Yield farming & staking protocols
– Oracle services (Chainlink, Band Protocol, etc.)